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ISBN-10:
0785289089
ISBN-13:
978-0785289081 |
Dave Ramsey has done it again with his Total Money
Makeover. Dave Ramsey is a popular American finance
writer who has helped many
get out of debt
and escape the unhappy turmoil of debt. Ramsey
has appeared on The Oprah Winfrey Show, 60 minutes,
and CBS The Early Show. He is the host of The
Dave Ramsey Show, a syndicated radio broadcast which
gives financial advice and tips. This show has
spun off into its own reality television program,
The Dave Ramsey Project, which airs on the Fox
Business Network. In this program show Dave
Ramsey travel to family homes in desperate need of
financial repair and help the families get out of
debt by becoming their personal financial coach and
introducing them to a financial plan of financial
freedom,
which is intended to keep the family out of debt. Dave Ramsey is quite
accomplished and has many systematic ways for a
person to get out of debt. He is a strong
advocate of financial freedom and "not" living above
your means. His book
The Total
Money Makeover: A Proven Plan for Financial Fitness
will give you the strategic steps to getting out of
debt. His approach is clear, simple, and no
non-sense syndrome. He expose the dangers of
cash advance, rent-to-own, debt consolidation, and
so much more. His book debunks the myths about
the "American Dream", which encourage overspending
and massive debt. "Don't even consider keeping
up with the Joneses", Ramsey declares "They're
broke!"
He first exhorts the reader to take "baby steps,"
which are designed to build on each other: First,
save $1,000 as an emergency fund; then, pay off all
debts from smallest to largest; save a larger
three-to-six-month emergency fund; finally, start to
save for college and pay off your home mortgage.
Ramsey understands the difficulty in putting these
steps into action, and therefore packs his book
with details, expert advice, killer tips, and
personal testimonials from everyday people who have
used his system and have become debt free, with
obvious struggles. The key is what Ramsey calls
"Gazelle intensity," which is to live a financial
life the way a gazelle saves itself from an
attacking cheetah-"outmaneuver the enemy and run for
your life."
Everyone know getting out of debt is not easy,
but if you have the will then Ramsey has the way.
It is time you take care of your debt and control
your destiny, The Total Money Makeover is the right
start to financial freedom. This 272-page
hardcover book will get you on your way and
debt
free.
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